Terms of Use

Last updated: 30 August 2026

Actual Budget Personal is a private, self-hosted personal finance application intended exclusively for personal use by its owner.

Purpose

The application is used to organize personal accounts, transactions, budgets and financial reports.

Bank synchronization

Bank synchronization may be provided through Enable Banking and the relevant financial institutions. Use of those services is also subject to their respective terms and authorization procedures.

No financial advice

Information displayed by this application is for personal record-keeping and budgeting purposes only and does not constitute financial, investment, tax or legal advice.

Availability

This is a privately administered service. No guarantee is made regarding continuous availability, accuracy or uninterrupted bank synchronization.

Access

The application and associated banking connections are intended only for authorized personal use.